Cookie policy
When offering its information and services on the website www.commercialfinance.be (hereinafter the “Website”), Commercial Finance Group bv (hereinafter “the company”, “we”, “us”, “our”) will use certain cookies and other tracking technologies that are placed on the terminal equipment of the visitor to the Website (hereinafter “you” or “your”).
The Website is operated by Commercial Finance Group bv, registered in the Crossroads Bank for Enterprises under number 0465.178.247 and with registered office at Kasteelstraat 18/1, 1700 Dilbeek. Any questions or comments can be sent by post to this address, by email to info@commercialfinance.be or by telephone to +32(0)2 626 00 90.
General information
1) This Cookie Policy (hereinafter referred to as the “Cookie Policy”) describes the different types of cookies and other possible tracking elements (such as scripts, web beacons, pixel tags, etc.) that we use on the Website and also how you can configure them.
2) We have a strict privacy policy and are committed to being transparent about the technologies used on our Website. Insofar as the information collected with cookies contains personal data, the provisions of the Privacy Statement shall apply and supplement the Cookie Policy.
What exactly are cookies?
1) A cookie is a small text file that is placed by a website’s server in your computer’s browser or on the hard disk of your computer or on your mobile device when you consult a website. Cookies are used to distinguish you from other users of the website.
2) ‘First-Party cookies’ are cookies used by the website visited itself. ‘Third-party cookies’ are cookies that do not originate from the website you are using, but from another website.
3) ‘Session cookies’ are cookies that automatically disappear when you end your session on our Website. ‘Persistent cookies’, on the other hand, do not disappear immediately, but only after a certain period of time.
4) Your consent is not required for the use of cookies that are strictly necessary or essential, but we will of course inform you about them through this Cookie Policy. However, for non-essential cookies (such as cookies used for marketing purposes, analysis, performance, etc.) we always ask for your explicit consent via the cookie bar on the website. In doing so, you can choose to accept all cookies or only certain categories of cookies.
5) The consent given by you may be withdrawn at any time. Further on in this Cookie Policy we explain how you can do this easily.
Which cookies are used on the Website?
We use different types of cookies on the Website for the following purposes:
1) Strictly necessary cookies
These cookies are essential for browsing our website or strictly necessary to provide a service specifically requested/expected by a visitor. Deleting this type of cookies is therefore not possible and only an information obligation applies. If you do not agree, you may not use the website.
| Name | Content and purpose | Duration | Third party? |
| CookieConsent | Stores the user’s cookie consent state for the current domain | 1 year | / |
| _grecaptcha | This cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. | / | / |
| _GRECAPTCHA | This cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. | 179 days | / |
| test_cookie | Used to check if the user’s browser supports cookies. | 1 day | / |
| rc::a | This cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. | / | |
| rc::b | This cookie is used to distinguish between humans and bots. | Session | |
| rc::c | This cookie is used to distinguish between humans and bots. | Session |
2) Functional cookies
Functional cookies allow to perform certain functionalities, such as remembering login information or language preference, to collect feedback or for other third-party functionalities. You can disable these types of cookies.
| Name | Content and purpose | Duration | Third party? |
3) Analytical cookies
Analytical cookies are used to track how our visitors use the website. These cookies allow us to collect information on certain metrics such as number of visitors, which website our visitors come from, which pages are frequently visited, etc. You can disable these types of cookies.
| Name | Content and purpose | Duration | Third party? |
| _ga_# | Used by Google Analytics to collect data on the number of times a user has visited the website as well as dates for the first and most recent visit. | 2 years | Google Analytics |
| _ga | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. | 2 years | Google Analytics |
| _gid | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. | 1 day | Google Analytics |
| _gat | Used by Google Analytics to throttle request rate | 1 day | Google Analytics |
4) Advertising cookies
Advertising cookies are used to send customized advertising to visitors based on the pages they visit and to measure and analyze the success of such advertising campaigns. You can disable these types of cookies.
| Name | Content and purpose | Duration | Third party? |
| _gcl_au | Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. | 3 months | Google Ads |
| IDE | Used by Google DoubleClick to register and report the website user’s actions after viewing or clicking one of the advertiser’s ads with the purpose of measuring the efficacy of an ad and to present targeted ads to the user. | 1 year | Google DoubleClick |
| pagead/landing | Collects data on visitor behaviour from multiple websites, in order to present more relevant advertisement – This also allows the website to limit the number of times that they are shown the same advertisement. | Session | Google DoubleClick |
| pagead/1puser-list/# | Tracks if the user has shown interest in specific products or events across multiple websites and detects how the user navigates between sites. This is used for measurement of advertisement efforts and facilitates payment of referral-fees between websites. | Session | |
| ads/gaaudiences | Used by Google AdWords to re-engage visitors that are likely to convert to customers based on the visitor’s online behaviour across websites. | Session | Google AdWords |
How can you refuse or control the use of cookies on the Website?
1) If you want to know which cookies have been placed on your device or if you want to delete them, you can use a setting in your browser. The links below explain how to do this. On the following website you will also find the procedure for refusing cookies for the most commonly used browsers : www.aboutcookies.org.
2) You have the option to withdraw your consent for the placing of cookies at any time, but you have to understand that such does not affect the lawful processing on the basis of your consent up to that point.
3) If you adjust your cookie settings as described above, the result may be that certain parts of the Website cannot be displayed (correctly) or that some interactions do not work normally.
4) You can set your internet browsers to block the use of cookies and to receive a warning when a cookie is being installed or that the cookies are removed from your hard disk afterwards. You can do this though your browser settings (see above).
Data protection
All personal data is processed in accordance with our Privacy Statement. It also contains your rights of access, deletion, etc. Although we would like to resolve any concerns with you, we inform you that you always have the right to complain to the supervisory authority. In Belgium, you can contact the Data Protection Authority (see www.dataprotectionauthority.be; address: Drukpersstraat 35 – 1000 Brussels; Telephone: +32(0)2 274 48 00; contact@apd-gba.be).
Do you have any other questions about the use of cookies?
If you have any questions regarding the use of cookies on the Website, you can always contact us via the contact details as stated at the top of this Cookie Policy.